Advanced E & S Group Programs
- Family-style to fine dining restaurants written on an all-risk / replacement cost basis thru Best 'A' rated carrier
- HSB's Equipment Breakdown coverage included within the package
- General Liability rated on public area
- Assault and battery included for most risks, sub-limits available
- Monoline Liquor available
- Property Enhancements
- Simple Application
- Non-auditable policy
- Very competitive rates
- Umbrella coverage available
- Eligible classes include but not limited to: Condominiums / Apartments / Homeowners Associations / Office Buildings / Mercantile / Warehouses
- DIC / Citizens Wrap Around
- Written on an all – risk / replacement cost basis thru Best’s “A” rated carrier
- Windstorm protection available in most areas
- HSB Equipment Breakdown coverage available
- Monoline property available with Blanket Flood in most “A” zones
- Available through Admitted and Non-Admitted Carriers
- Provides Replacement Cost Coverage
- Named Hurricane Deductibles available
- All Other Windstorm deductibles as low as $1,000 - Business Income and Ordinance or Law coverage optional
- Monoline Business Income available
- Capacity Now available in all Florida Counties
- Apartment Risk – same day quotes
- Lessors Risk Exposures considered
- Monoline Loss of Rents coverage available
- Best's A+ Rated ”Admitted” and “Non-Admitted” carriers
- X-wind and with wind coverage available
- DIC Perils including Flood and Earthquake
- Builders Risk/Renovations*
- Most classes of property available including habitational
- Vacant Buildings*
- *Packages available
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- Commercial and Residential
- Limits up to $5,500,000 per building
- Up to $1,000,000 / 2,000,000 on General Liability including completed operations
- Special form coverage available
- Monthly Reporting Form permitted
- Monoline Property available
- Wind coverage available based on location
- In House quoting and binding authority
- Commercial and Residential
- Limits up to $5,500,000 per building
- Up to $1,000,000/2,000,000 on General Liability
- Basic and Broad form coverage available
- 3 month, 6 month and Annual policy terms offered
- Wind coverage available based on location
- Mono-line Property available
- In House quoting and binding authority
- Habitational and Mercantile classes eligible
- Building ordinance or law coverage available for all perils (not limited to DIC)
- Business Income for all perils
- Coverage for Common Areas (fences, signs, light posts, tennis courts)
- Wind in Excess of Citizens available
- Deductibles as low as $1,000
- Flood available in most 'A' zones
- Equipment Breakdown available
- AM Best's 'A' Excellent Rated
- Includes General Liability and Umbrella coverage
- Perils covered for adverse weather (floods, tornados and hurricanes) fire, collapse or destruction to the event site, power failures, labor disputes, industrial unrest
- Covered for physical loss of personal property, door receipts
- Policy extends to five (5) days after the event or events
- One policy can cover multiple events
- Combination policy of ocean cargo, inland marine, personal property
- Typical classes include: Manufacturing, distributing, retail, wholesale
- Coverage available for stock and materials in transit and storage
- Gaps in coverage are significantly reduced or eliminated
- Limits apply separately to transit and storage
- Flood and Windstorm coverage available
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